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Genetic and Shared Environmental Influences on Cancer Risk and Cross-Cancer Associations in Nordic Twins

The relative contributions of genetic and shared environmental influences to cancer risk and cross-cancer associations remain poorly understood. We analyzed data from 222,530 same-sex twins from Denmark, Finland, Norway, and Sweden in the Nordic Twin Study of Cancer, including 43,060 incident cancers over a median follow-up of 41.6 years. Using a target trial framework, biometric modeling, and competing-risk adjustment, we estimated familial risk, heritability, and shared environmental contributions across 35 cancer sites. Lifetime cancer risk was 36.5%, increasing to 51.4% in monozygotic (MZ) twins and 45.3% in dizygotic (DZ) twins with an affected co-twin. Overall cancer risk was explained by heritable (28%) and shared environmental (40%) influences. Heritability was highest for prostate (42%), non-melanoma skin (24%), and breast (18%) cancers. Cross-cancer analyses revealed extensive overlap in the genetic and shared environmental factors across sites, consistent with widespread pleiotropy and shared environmental susceptibility. Prostate cancer exhibited the strongest genetic overlap with rectum/anus (12%) and kidney (11%) cancers, whereas co-shared environmental influences were most pronounced for breast-lung (11%), prostate-bladder (11%), and prostate-lung (12%) cancers. These findings show pervasive genetic overlap across cancers at different sites and emphasize the importance of incorporating familial shared environmental exposures into cancer risk prediction and prevention strategies.

Multi-Stream Temporal Fusion for Financial Fraud Detection

arXiv:2606.25007v1 Announce Type: new Abstract: Financial fraud detection in digital banking requires reasoning over multiple heterogeneous event streams – transactions, login sessions, risk signals – that individually appear benign but collectively reveal fraudulent patterns. We propose the Multi-Stream Fraud Transformer (MSFT), a unified architecture that encodes each event stream with independent Transformer encoders and fuses their representations through configurable mechanisms. We conduct a systematic ablation study comparing five fusion strategies: concatenation, gated fusion, time-aware positional encoding, cross-stream attention, and a full combination. On a large-scale dataset (10M users, 1.5% fraud rate) with 85M parameter models, we demonstrate that (1) sequence models significantly outperform gradient-boosted trees operating on aggregated features (0.74 vs. 0.99 AUROC), (2) per-stream encoding is essential – a single-stream Transformer baseline with matched parameter budget reaches only 0.82 AUROC, an 18-point gap that confirms the multi-stream inductive bias is necessary, (3) time-aware positional encoding achieves the highest discrimination (0.9961 AUROC), (4) gated fusion yields the best precision (0.989) suitable for production deployment, and (5) the risk event stream provides the strongest individual signal contribution. We further validate on proprietary production data from a digital banking platform, showing over 22% relative AUROC improvement over the XGBoost baseline.